One vault for all merchants
You onboard merchants on your platform, we tokenise card data before it touches your servers. Faster onboarding, smaller PCI scope, network tokens included.
The merchant sends card data, we tokenise it instantly.
How PSPs use PCI Proxy
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Card data on your servers
Every card is tokenised before entering the platform
As a PSP or acquirer you sit at the centre of payments. Every merchant you add can expand your PCI scope - unless card data flows through us. By delegating tokenisation to our certified vault, you reduce complexity and merchants integrate faster.
PSP Integration Points
One Vault, Many Merchants
Multi-merchant tokenisation allows a single PCI Proxy vault to serve your entire merchant portfolio. Each merchant gets a logically isolated namespace sharing the same secure infrastructure.
Isolated merchant spaces
Each merchant has their own space in the vault. One merchant cannot access another's tokens: isolation is enforced at API key level.
Cross-Merchant Card Recognition
When the same customer pays across different merchants, we recognise the card without exposing the data. Useful for fraud prevention and analytics, always with tokens instead of card numbers.
Network Tokenisation Support
We integrate with Visa Token Service and Mastercard MDES. When you tokenise a card, we can also issue a network token that replaces the card number for the full customer relationship.
You offer network tokenisation as a premium service: more authorised payments and a differentiated product for merchants.
+2–5%
Authorisation Rate Increase
Network tokens carry issuer-level trust signals
Network Token Providers
Visa Token Service (VTS)
Visa network token provisioning for card-on-file, e-commerce and recurring use cases. Per-transaction cryptograms generated for maximum security.
Mastercard MDES
Full MDES integration with token lifecycle management - provisioning, suspension, resumption and deletion - all via the unified PCI Proxy API.
Revenue Opportunity
Network tokens survive card reissuance events, eliminating involuntary churn for subscription businesses and opening new monetisable product tiers.
Why PSPs choose us
Beyond the technology, we turn PCI compliance from a cost into a competitive advantage for you and your merchants.
Reduced Liability
Card data never touches your servers. In the event of a breach, tokens in your database are useless to attackers. Your contractual and regulatory liability drops dramatically, as do cyber-insurance premiums.
Faster Merchant Onboarding
New merchants no longer need their own PCI-compliant card storage. Onboarding moves from weeks to hours because card data routing happens at the PCI Proxy layer - merchants simply integrate your SDK or hosted fields.
Revenue Opportunity
Offer tokenisation and network token provisioning as a value-added service to your merchants. White-label the PCI Proxy vault under your brand, set your own pricing tiers and create a recurring revenue stream beyond transaction processing.
Scale Your PSP with Secure Tokenisation
Discover how PCI Proxy works technically or see how merchants and developers integrate with the platform.