About Us: PCI Proxy EU
An independent European brand created to solve a specific problem: PCI DSS compliance should not be a barrier to growth. We take a European-first approach to data security, privacy and regulatory compliance.
Born from a European Need
European businesses face a unique challenge when it comes to PCI DSS compliance. They must navigate not only the global security standards of the payment card industry, but also the European Union's rigorous data protection framework, GDPR, data residency requirements and the evolving regulatory landscape of the Single Market.
Too many European merchants, PSPs and developers were forced to rely on non-European compliance solutions, sending cardholder data to vaults outside their jurisdiction. This created legal complexity, data sovereignty concerns and the feeling that the compliance solution itself was part of the problem.
PCI Proxy EU was created to solve this. A proxy and tokenisation service built in Europe, hosted in Europe, that makes PCI compliance invisible - allowing businesses to focus on growth with the assurance that card data handling meets the highest security and regulatory standards.
The Problem
European businesses struggled with PCI compliance complexity, cross-border data concerns and vendor lock-in from non-EU providers.
The Solution
A fully European tokenisation and proxy service, PCI DSS Level 1 certified, GDPR compliant and designed for PSP portability.
The Result
Businesses across Europe now handle card data without ever touching raw PANs, reducing compliance scope by up to 90%.
Powered by RoxPay
PCI Proxy EU is powered by RoxPay, a European fintech company specialising in payment infrastructure and security solutions. RoxPay brings deep expertise in payment processing, card network integrations and regulatory compliance in the European market.
This partnership combines RoxPay's proven technology stack with PCI Proxy EU's focused mission: making PCI compliance simple, transparent and accessible for every European business - from startups processing their first transactions to enterprise organisations managing millions of cards.
Why European Data Residency Matters
In an era of cross-border data transfers and evolving regulatory frameworks, keeping cardholder data within the European Union is more than a preference - it is a strategic decision.
GDPR-First Design
Every architectural decision is made with GDPR compliance as a foundation, not an afterthought. Data processing agreements, retention policies and data subject access requests are handled natively within the platform.
EU-Based Infrastructure
All token vaults, encryption services and processing nodes are hosted in EU data centres. Cardholder data never leaves European jurisdiction, satisfying both regulators and acquiring banks.
Regulatory Alignment
As European data protection regulations evolve - from the implications of Schrems II to the upcoming ePrivacy Regulation - PCI Proxy EU's architecture is designed to adapt without requiring changes from our customers.
Making PCI Compliance Invisible
PCI compliance should be a solved problem, not a recurring tax on innovation. Our vision is to make it so seamless that businesses forget they are compliant.
PCI Proxy EU Team
Payment Security Specialists · Powered by RoxPay
The Traditional Problem
Companies hire QSAs, conduct penetration tests, segment networks and train staff - all to manage card data they do not actually need to touch.
Our Solution
We intercept card data before it reaches your systems, tokenise it in a certified European vault and forward it to your PSP only when needed.
−90%
PCI scope reduction
0
Raw PANs you touch
−75%
Compliance costs
What We Believe In
Security
Security is not a feature, it is the foundation. Every layer of our platform is designed with defence in depth - from HSM encryption to network micro-segmentation and immutable audit logs.
Transparency
Clear pricing, open documentation, honest communication. We publish our compliance certifications, explain our architecture and give you full visibility into how your data is handled.
Innovation
From network tokenisation support to real-time analytics and developer-friendly APIs, we continuously invest to make our platform smarter, faster and easier to integrate.
European Sovereignty
We believe European businesses deserve European infrastructure. Data sovereignty is not optional - it is a core principle that shapes every decision about hosting, processing and storage.
The People Behind PCI Proxy EU
The team that built RoxPay - the Italian fintech platform with €500M+ processed and 99.9% uptime - is the same team managing the PCI Proxy EU infrastructure.
Marco Rossi
CEO & Co-Founder
10+ years in European fintech. Former Nexi, expert in regulatory compliance and institutional payments.
Andrea Luca
CTO
Architect of high-availability payment systems. Specialised in applied cryptography and HSMs.
Sara Conti
Chief Compliance Officer
Certified QSA. Coordinates the annual PCI DSS Level 1 audits and the platform's GDPR framework.
Francesco Mori
Head of Business Dev.
Develops partnerships with European PSPs, acquirers and merchants. Background in open banking and PSD2.
€500M+
Volume processed
99.9%
Service uptime
<24h
Guaranteed payouts
2020
Founded in Europe
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