The processor-agnostic Adyen alternative
Adyen tokenization ties your card data to a single network. PCI Proxy vaults your cards independently — use Adyen, switch processors, or route to multiple acquirers, all from one European PCI DSS Level 1 vault with transparent interchange++ pricing from 0.45%.
Why European teams choose PCI Proxy over Adyen tokenization
Same PCI scope reduction — with independent vault custody, tokens portable across any acquirer, and pricing built on real interchange data.
Truly portable tokens
PCI Proxy tokens are not tied to any acquiring network. Use Adyen today, add Stripe tomorrow, or multi-home across several processors — no re-collection ever.
EU data residency
Card data is stored only in European data centres. Full GDPR alignment without relying on data transfer agreements that can change.
Transparent IC++ pricing
Interchange++ from 0.45%, published and itemised — not a blended markup. See exactly what each transaction costs, line by line.
Vault and acquiring in one
Use PCI Proxy as a standalone vault alongside your existing PSP, or add our optional acquiring engine for a single European provider.
Every collection channel
Hosted fields, mobile SDKs, MOTO phone collection, email payment links, and API — all covered under one PCI DSS Level 1 vault.
Multi-PSP routing
Route different payment types or markets to different processors using stored PCI Proxy tokens — no additional vaulting round-trips needed.
Side by side
| Dimension | Adyen | PCI Proxy (EU) RECOMMENDED |
|---|---|---|
| Token portability | Adyen network only | Any processor |
| Data residency | EU HQ / global infrastructure | EU only |
| Pricing model | IC+ with markup, volume minimums | IC++ from 0.45% |
| Multi-PSP routing | Single network | Any combination |
| PCI scope reduction | SAQ A eligible | SAQ D to SAQ A |
| Collection channels | Web / API | Web, phone, MOTO, API |
| Certifications | PCI DSS Level 1 | PCI L1, ISO 27001/9001, DORA |
Comparison based on publicly available information as of 2026. Check each provider for current details.
Move your vault without re-collecting cards
Migrating away from Adyen tokenization should not mean asking every customer to re-enter their card. We run secure vault-to-vault migrations so your existing cards transfer with no downtime and no disruption to recurring payments.
Plan your migrationNo re-collection
Existing cards move as tokens — customers notice nothing.
No downtime
Recurring and card-on-file payments keep running through the switch.
Exit-friendly
We make leaving as easy as joining. Your data is never held hostage.
Adyen alternative, answered
01 What is the best processor-agnostic alternative to Adyen tokenization?
PCI Proxy is a European PCI DSS Level 1 vault that stores card data independently of any payment processor. Tokens work with Adyen, Stripe, Nexi, or any acquirer you prefer, with transparent interchange++ pricing from 0.45% and 100% EU data residency.
02 How is PCI Proxy different from Adyen tokenization?
Adyen tokens are tied to Adyen's network. If you want to switch or add another acquirer, you must re-collect cards from customers. PCI Proxy tokens are independent — route to Adyen, migrate to a different acquirer, or multi-home across several PSPs without ever asking customers for their card details again.
03 Can I migrate my card data from Adyen to PCI Proxy?
Yes. We run secure vault-to-vault migrations from Adyen and any PCI-compliant provider. Existing cards transfer without customers re-entering details and without any downtime to recurring payments.
04 Does PCI Proxy reduce PCI scope like Adyen?
Yes. Raw card data never reaches your servers, so most merchants qualify for SAQ A instead of SAQ D — the same scope reduction, with processor independence and EU data residency included.
05 Can I keep using Adyen as my payment processor with PCI Proxy?
Yes. PCI Proxy is fully processor-agnostic. You can vault with PCI Proxy and continue routing payments to Adyen exactly as today, with the freedom to add or switch processors in the future without any data migration.
Vault once, route to any processor
Tell us about your current Adyen setup and we will map a migration — portable tokens, EU data residency and transparent pricing from day one.