PCI compliance for SaaS & platforms
Add card vaulting, recurring billing and payments to your product without taking on full PCI scope. A European PCI DSS Level 1 vault with portable tokens, a clean REST API and transparent pricing.
Payments shouldn't expand your audit
Storing cards to power billing or embedded payments can pull your entire platform into PCI scope — and tie you to one processor.
Scope creep
Touching card data anywhere in your stack risks a full SAQ D assessment across every service and environment.
Recurring & card-on-file
Subscriptions and saved cards need a card you can charge again — without storing the real PAN yourself.
Processor lock-in
If your cards live in one gateway's vault, switching or adding a PSP means re-collecting every card.
Multi-tenant data
Marketplaces and platforms handle cards for many merchants, multiplying the compliance burden.
EU data residency
European customers expect card data to stay in the EU under GDPR, not be shipped to a US vault.
Speed to ship
Engineering teams need to add payments fast, without building and certifying a vault in-house.
A vault your app never has to see inside
Integrate in minutes
Hosted fields and SDKs capture the card; a REST API vaults and detokenizes it. Your app only handles tokens.
Recurring & saved cards
Charge stored tokens for subscriptions, usage billing and card-on-file — no PAN in your database.
Processor-agnostic
Route tokens to any PSP or our acquiring engine, and switch without re-vaulting or re-collecting cards.
EU residency & scope cut
Card data stays in the EU and most platforms qualify for SAQ A instead of full SAQ D.
SaaS & platforms, answered
01 How does a SaaS platform reduce PCI scope with tokenization?
Cards are captured through hosted fields or SDKs and stored in a PCI DSS Level 1 vault. Your application and database only ever hold tokens, so cardholder data never touches your infrastructure and most platforms qualify for SAQ A instead of a full SAQ D assessment.
02 Can we run recurring billing and card-on-file?
Yes. Tokens represent a stored card you can charge again for subscriptions, usage billing or saved cards on file — without holding the real PAN. Detokenization happens inline when you forward a charge to your processor.
03 Is the vault processor-agnostic?
Yes. Tokens work with any PSP — Stripe, Adyen, Nexi or our own RoxPay acquiring engine — so you can route, add or switch processors without re-vaulting cards or asking customers to re-enter them.
04 How fast can developers integrate?
PCI Proxy ships a clean REST API, a sandbox and SDKs, so engineers can vault and detokenize cards in a few lines. EU data residency and transparent interchange++ pricing come built in.
Ship payments without shipping your audit scope
Tell us about your product and billing model, and we'll map a tokenization flow that keeps your platform on SAQ A.