PCI compliance for marketplaces & platforms
Keep your platform and every seller out of PCI scope. One European PCI DSS Level 1 tokenization layer across buyers and sellers — with split payments, EU data residency and transparent pricing.
Platforms multiply the card-data problem
Every buyer, every seller and every payout is a place card data can leak into scope — and you can't ask hundreds of sellers to each run a PCI programme.
Many sellers, many risks
If card data reaches sellers' systems, each one — and your platform — falls into PCI scope.
Buyer checkout
Collecting buyer cards on your platform can pull your whole environment into a full SAQ D assessment.
Split payments & payouts
Routing funds to multiple sellers needs a card reference you can reuse without storing the PAN.
Onboarding friction
Forcing every seller through their own PCI compliance slows growth and onboarding.
Concentrated breach risk
A platform aggregating many sellers' transactions is a high-value target if it stores card data.
EU data residency
European buyers and sellers expect card data to stay in the EU under GDPR.
One tokenization layer for the whole platform
Hosted fields at checkout
Buyer cards go straight to the vault and return a token — no PAN on your platform or your sellers' systems.
Shared, multi-seller vault
One vault serves every seller, so sellers inherit your compliance instead of each running their own.
Split payments & routing
Processor-agnostic tokens let you route and split funds to the right seller or acquirer, card data untouched.
EU custody
Card data is stored only in European data centres under PCI DSS Level 1, with GDPR-aligned residency.
Marketplaces & platforms, answered
01 How does tokenization keep a marketplace PCI compliant?
Buyers' cards are captured in hosted fields that send the data straight to a PCI DSS Level 1 vault, returning a token. Your platform and your sellers only ever handle tokens, so cardholder data never touches any of your systems and the platform can qualify for SAQ A.
02 Can one vault serve buyers and many sellers?
Yes. A single tokenization layer sits across the whole platform, so every buyer card becomes a token you can route to the right seller or processor — without each seller needing their own PCI programme.
03 Does it support split payments and payouts?
Yes. Because tokens are processor-agnostic, you can route a payment to the appropriate acquirer or split funds across sellers, while card data stays in the vault and out of your scope.
04 Is card data kept in the EU?
Yes. PCI Proxy stores card data only in European data centres with GDPR-aligned residency — important for European platforms and their sellers.
Take your platform and sellers out of scope
Tell us about your buyers, sellers and payout flows, and we'll map a tokenization layer that keeps you on SAQ A.