Compare PCI Proxy vs 22 competitors

Payment tokenization alternatives: find the right card vault

PCI Proxy is a dedicated European PCI DSS Level 1 card vault with 100% EU data residency, portable processor-agnostic tokens and transparent IC++ pricing from 0.45%. Compare us with every major gateway, vault specialist and orchestration platform to find the best fit for your business.

PCI DSS Level 1 100% EU data residency IC++ from 0.45% Portable tokens ISO 27001 & 9001 DORA compliant
Why PCI Proxy

What makes PCI Proxy different

Most payment gateways offer tokenization as a byproduct of their gateway or acquirer. PCI Proxy is the dedicated EU vault layer that works alongside any gateway or acquirer, not instead of them.

100% EU data residency

All card data stays in European data centres. Unambiguous GDPR compliance, DORA ready.

Portable tokens

One token, any acquirer. Route to Stripe, Adyen, Worldline or any PSP without re-capturing cards.

Transparent IC++ pricing

Interchange, scheme fees and margin listed separately from 0.45%. No bundled rates.

Dedicated PCI L1 vault

Annual PCI DSS Level 1 certification. Your scope drops from SAQ D to SAQ A.

Payment Gateways and Processors

Alternatives to payment gateways and processors

Full-stack processors bundle tokenization inside their gateway. PCI Proxy decouples the vault, giving you portable tokens and multi-acquirer freedom.

Stripe

Stripe bundles tokenization inside its gateway. PCI Proxy issues portable tokens with transparent IC++ pricing and EU data residency.

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Adyen

Adyen locks tokens to its network. PCI Proxy stores cards in a dedicated EU vault with portable tokens for any acquirer.

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Checkout.com

Checkout.com uses bundled blended rates. PCI Proxy offers itemised IC++ pricing and a dedicated EU PCI DSS Level 1 vault.

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Worldpay

Worldpay's tokens are tied to its ecosystem. PCI Proxy provides processor-agnostic tokens and 100% EU data residency.

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Worldline / Ingenico

Worldline's SaferPay tokens are gateway-bound. PCI Proxy decouples vault from acquirer for true multi-acquirer flexibility.

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Braintree (PayPal)

Braintree tokens stay inside the PayPal ecosystem. PCI Proxy gives you portable tokens and transparent IC++ pricing.

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Cybersource (Visa)

Cybersource's TMS locks tokens into the Visa ecosystem. PCI Proxy tokens route to any processor or acquirer freely.

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Shift4

Shift4 is US-headquartered, raising GDPR data residency concerns. PCI Proxy stores all card data exclusively in EU data centres.

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Nuvei

Nuvei is a Canadian full-stack processor. PCI Proxy offers dedicated EU vault storage with portable tokens and IC++ transparency.

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Paysafe

Paysafe's multi-brand structure creates pricing complexity. PCI Proxy is a single-purpose EU vault with simple, itemised pricing.

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Trust Payments

Trust Payments TRU-Connect ties tokens to their gateway. PCI Proxy issues portable tokens usable with any acquirer or PSP.

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Planet

Planet specialises in hospitality and DCC. PCI Proxy tokenizes once and routes to Planet or any acquirer without re-tokenisation.

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Quick comparison

How PCI Proxy compares at a glance

FeaturePayment GatewaysVault SpecialistsPCI Proxy (EU)
Token portabilityEcosystem onlyVaries Any acquirer
EU data residencyGlobal / mixedOften US-based 100% EU only
Pricing modelBundled / blendedPer-token fees IC++ from 0.45%
PCI DSS Level 1CompliantVaries Annual cert.
Dedicated vault Gateway feature Yes Yes
Optional acquiring Yes (bundled) Vault only IC++ optional

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