Payment tokenization alternatives: find the right card vault
PCI Proxy is a dedicated European PCI DSS Level 1 card vault with 100% EU data residency, portable processor-agnostic tokens and transparent IC++ pricing from 0.45%. Compare us with every major gateway, vault specialist and orchestration platform to find the best fit for your business.
What makes PCI Proxy different
Most payment gateways offer tokenization as a byproduct of their gateway or acquirer. PCI Proxy is the dedicated EU vault layer that works alongside any gateway or acquirer, not instead of them.
100% EU data residency
All card data stays in European data centres. Unambiguous GDPR compliance, DORA ready.
Portable tokens
One token, any acquirer. Route to Stripe, Adyen, Worldline or any PSP without re-capturing cards.
Transparent IC++ pricing
Interchange, scheme fees and margin listed separately from 0.45%. No bundled rates.
Dedicated PCI L1 vault
Annual PCI DSS Level 1 certification. Your scope drops from SAQ D to SAQ A.
Alternatives to payment gateways and processors
Full-stack processors bundle tokenization inside their gateway. PCI Proxy decouples the vault, giving you portable tokens and multi-acquirer freedom.
Stripe
Stripe bundles tokenization inside its gateway. PCI Proxy issues portable tokens with transparent IC++ pricing and EU data residency.
Compare nowAdyen
Adyen locks tokens to its network. PCI Proxy stores cards in a dedicated EU vault with portable tokens for any acquirer.
Compare nowCheckout.com
Checkout.com uses bundled blended rates. PCI Proxy offers itemised IC++ pricing and a dedicated EU PCI DSS Level 1 vault.
Compare nowWorldpay
Worldpay's tokens are tied to its ecosystem. PCI Proxy provides processor-agnostic tokens and 100% EU data residency.
Compare nowWorldline / Ingenico
Worldline's SaferPay tokens are gateway-bound. PCI Proxy decouples vault from acquirer for true multi-acquirer flexibility.
Compare nowBraintree (PayPal)
Braintree tokens stay inside the PayPal ecosystem. PCI Proxy gives you portable tokens and transparent IC++ pricing.
Compare nowCybersource (Visa)
Cybersource's TMS locks tokens into the Visa ecosystem. PCI Proxy tokens route to any processor or acquirer freely.
Compare nowShift4
Shift4 is US-headquartered, raising GDPR data residency concerns. PCI Proxy stores all card data exclusively in EU data centres.
Compare nowNuvei
Nuvei is a Canadian full-stack processor. PCI Proxy offers dedicated EU vault storage with portable tokens and IC++ transparency.
Compare nowPaysafe
Paysafe's multi-brand structure creates pricing complexity. PCI Proxy is a single-purpose EU vault with simple, itemised pricing.
Compare nowTrust Payments
Trust Payments TRU-Connect ties tokens to their gateway. PCI Proxy issues portable tokens usable with any acquirer or PSP.
Compare nowPlanet
Planet specialises in hospitality and DCC. PCI Proxy tokenizes once and routes to Planet or any acquirer without re-tokenisation.
Compare nowAlternatives to card vault specialists
Dedicated vault providers each have trade-offs around data residency, pricing models and acquiring options. See how PCI Proxy compares.
VGS (Very Good Security)
VGS is US-headquartered. PCI Proxy stores data exclusively in EU data centres with annual PCI DSS Level 1 certification.
Compare nowTokenEx
TokenEx charges per-token fees. PCI Proxy offers predictable IC++ pricing with no per-token storage surprises.
Compare nowBasis Theory
Basis Theory targets developers with API-first vaulting. PCI Proxy combines dedicated EU vault with optional acquiring.
Compare nowEvervault
Evervault focuses on general data encryption. PCI Proxy specialises in payment card storage with PCI DSS Level 1 certification.
Compare nowSkyflow
Skyflow offers a privacy vault for general PII. PCI Proxy is purpose-built for payment cards with IC++ acquiring.
Compare nowSpreedly
Spreedly is a payment orchestration vault. PCI Proxy adds optional IC++ acquiring and dedicated EU data residency.
Compare nowOrchestration platform alternatives
PCI Proxy works alongside orchestration platforms as the dedicated EU vault layer.
Primer.io
Primer.io is a payment orchestration layer. PCI Proxy provides the dedicated EU vault underneath any orchestration platform including Primer.
Gr4vy
Gr4vy offers cloud-hosted payment orchestration. PCI Proxy stores cards in a dedicated EU vault with portable tokens for Gr4vy or any gateway.
Specialised service alternatives
Network tokenization and ecosystem-specific services compared to a portable EU vault.
How PCI Proxy compares at a glance
| Feature | Payment Gateways | Vault Specialists | PCI Proxy (EU) |
|---|---|---|---|
| Token portability | Ecosystem only | Varies | Any acquirer |
| EU data residency | Global / mixed | Often US-based | 100% EU only |
| Pricing model | Bundled / blended | Per-token fees | IC++ from 0.45% |
| PCI DSS Level 1 | Compliant | Varies | Annual cert. |
| Dedicated vault | Gateway feature | Yes | Yes |
| Optional acquiring | Yes (bundled) | Vault only | IC++ optional |
Ready to compare your current provider?
Tell us which gateway or vault you use today and we will show you exactly how PCI Proxy compares on pricing, data residency and token portability.