The European PCI vault alternative
Keep card data in the EU, on your terms. A PCI DSS Level 1 vault with transparent interchange++ pricing and portable tokens — the independent alternative to US-based providers and gateway lock-in.
Why a European vault, not a US one
Where your card data lives affects your compliance, your costs and your independence.
Data never leaves the EU
Card data is stored only in European data centres. No transatlantic transfers, no reliance on frameworks that can change.
Straightforward GDPR
EU residency keeps GDPR and bank data-residency requirements simple — no extra legal scaffolding for cross-border transfers.
No gateway lock-in
Tokens are portable. Switch or route between Stripe, Adyen, Nexi or our own RoxPay engine without re-collecting cards.
Transparent IC++ pricing
Interchange++ from 0.45% instead of opaque flat rates — you see exactly what you pay.
Certified custody
PCI DSS Level 1, ISO 27001, ISO 9001, SOC 2 Type II and DORA — verified controls, not just labels.
European support
A single EU provider for vaulting and processing, with support that understands European regulation.
Independent EU vault vs the usual options
| Dimension | US / gateway vault | PCI Proxy (EU) RECOMMENDED |
|---|---|---|
| Data residency | Often US / global | EU only |
| Token portability | Tied to provider | Any processor |
| Pricing | Blended flat rate | IC++ from 0.45% |
| PCI scope reduction | Varies | SAQ D to SAQ A |
| Channels | E-commerce focus | Web, phone, API |
European PCI vault, answered
01 Why choose a European PCI vault instead of a US provider?
Card data stays inside the EU, simplifying GDPR and meeting the data-residency requirements of European banks and regulators. You avoid transfers under frameworks that can change, and tokens stay portable so you are not locked into one processor.
02 Is this an alternative to storing cards in Stripe or another gateway?
Yes. Instead of letting your gateway own the vault and the tokens, you store cards in an independent EU vault. Tokens work with any processor — including Stripe, Adyen or Nexi — so you keep your data and the freedom to switch.
03 What certifications does the vault hold?
PCI DSS Level 1, operated by an ISO 27001 and ISO 9001 certified, DORA-compliant company, with GDPR-aligned EU data residency and SOC 2 Type II controls.
Keep your card data in Europe
A certified EU vault, transparent pricing and portable tokens. Tell us about your setup.