The dedicated EU card vault alternative to Trust Payments
Trust Payments TRU-Connect tokenisation ties your card data to a single UK gateway ecosystem. PCI Proxy vaults cards in Europe independently, issues tokens that route to any acquirer, and charges transparent IC++ pricing from 0.45% with no bundled markup.
Why European merchants choose PCI Proxy over Trust Payments
Trust Payments is a capable UK gateway, but its tokenisation keeps card data inside a single ecosystem. PCI Proxy is purpose-built for EU vault custody with tokens that work with any acquirer and pricing you can audit line by line.
EU data residency
Card data stored exclusively in European data centres. Unambiguous GDPR compliance independent of post-Brexit UK data rules.
Dedicated PCI L1 vault
PCI Proxy is purpose-built for secure card storage, certified annually to PCI DSS Level 1, not a side feature of a gateway.
Transparent IC++ pricing
Interchange++ from 0.45%, fully itemised. Interchange, scheme fees and margin listed separately, no bundled markup.
Processor-agnostic tokens
The same PCI Proxy token routes to Trust Payments, Adyen, Stripe, Nexi or any acquirer without re-tokenisation.
Multi-acquirer flexibility
Route transactions to the cheapest acquirer per BIN, geography or currency without re-capturing cards.
All capture channels
Hosted fields, mobile SDKs, MOTO/call centre, email payment links and API all covered under one Level 1 vault.
Side-by-side comparison
| Dimension | Trust Payments | PCI Proxy (EU) RECOMMENDED |
|---|---|---|
| Token portability | TRU-Connect ecosystem only | Any acquirer |
| Pricing model | Bundled / opaque | IC++ itemised from 0.45% |
| Data residency | UK/global infrastructure | EU only |
| PCI scope reduction | Via Trust Payments gateway | SAQ D to SAQ A |
| Dedicated vault | Full-stack gateway/acquirer | Dedicated PCI L1 vault |
| Certifications | PCI DSS compliant | PCI L1, ISO 27001/9001, DORA |
Comparison based on publicly available information as of 2026. Check each provider for current details.
Switch vault without re-capturing cards
We manage secure vault migrations from Trust Payments TRU-Connect and any PCI-compliant provider. Tokens are transferred into the PCI Proxy EU vault without customers re-entering card details and without any downtime to recurring payments.
Plan your migrationNo re-capture
Migrates existing TRU-Connect tokens to portable PCI Proxy tokens. Customers notice nothing.
No downtime
Recurring billing continues without interruption through the switch.
Easy exit
Leaving is as simple as joining. Your card data is never held hostage.
Trust Payments alternative, answered
01 What is the best European alternative to Trust Payments for card tokenization?
PCI Proxy is a European PCI DSS Level 1 card vault with processor-agnostic tokenisation, 100% EU data residency and transparent IC++ pricing from 0.45%. Unlike TRU-Connect tokens tied to the Trust Payments ecosystem, PCI Proxy tokens route to any acquirer without re-tokenisation.
02 How does PCI Proxy differ from Trust Payments?
Trust Payments is a full-stack UK gateway and acquirer. Its TRU-Connect tokenisation locks card data to their ecosystem. PCI Proxy is a dedicated EU card vault: tokens are portable to any acquirer, pricing is itemised IC++ from 0.45%, and data stays exclusively in EU data centres.
03 Can I use PCI Proxy alongside Trust Payments?
Yes. PCI Proxy stores cards in the EU vault and only detokenises to Trust Payments at the point of charge, so your existing integration keeps working.
04 Does PCI Proxy reduce PCI DSS scope?
Yes. Most merchants move from SAQ D to SAQ A because raw PAN data never touches your servers.
Dedicated EU vault. Portable tokens. Transparent IC++ pricing.
Tell us your current Trust Payments setup and we will show you how to store card data in the EU, gain portable tokens and know exactly what you pay.