The dedicated EU card vault alternative to Worldline / Ingenico
PCI Proxy is a European PCI DSS Level 1 card vault that stores card data exclusively in EU data centres, issues portable tokens for any acquirer, and offers optional acquiring with transparent IC++ pricing from 0.45% — free from Worldline's full-stack ecosystem lock-in and opaque bundled fees.
Why European merchants choose PCI Proxy over Worldline
Worldline and Ingenico lock tokenised cards into their gateway ecosystem. PCI Proxy issues fully portable tokens, stores all card data in the EU and itemises every euro of interchange and scheme fees.
EU data residency
Card data stored exclusively in European data centres. Unambiguous GDPR compliance without cross-border transfers.
Dedicated PCI L1 vault
PCI Proxy is purpose-built for secure card storage, certified annually to PCI DSS Level 1 — not a feature inside a payment gateway.
Transparent IC++ pricing
Interchange++ from 0.45%, fully itemised. Interchange, scheme fees and margin listed separately — no bundled Worldline rates.
Processor-agnostic tokens
The same PCI Proxy token routes to Worldline, Adyen, Stripe, Nexi or any acquirer without re-tokenisation.
Multi-acquirer flexibility
Route transactions to the cheapest acquirer per BIN, geography or currency without re-capturing cards.
All capture channels
Hosted fields, mobile SDKs, MOTO/call centre, email payment links and API — all mapping to the same portable token.
Side-by-side comparison
| Dimension | Worldline / Ingenico | PCI Proxy (EU)RECOMMENDED |
|---|---|---|
| Token portability | Worldline / SaferPay ecosystem | Any acquirer |
| Pricing model | Bundled / opaque | IC++ itemised from 0.45% |
| Data residency | EU (global infrastructure) | EU only, dedicated vault |
| PCI scope reduction | Via SaferPay / gateway | SAQ D to SAQ A |
| Dedicated vault | Full-stack processor | Dedicated PCI L1 vault |
| Certifications | PCI DSS compliant | PCI L1, ISO 27001/9001, DORA |
Switch vault without re-capturing cards
We manage secure vault migrations from Worldline, Ingenico SaferPay, and any PCI-compliant provider. Tokens are transferred into the PCI Proxy EU vault without customers re-entering card details, and recurring subscriptions continue uninterrupted.
Plan your migrationNo re-capture
Migrates existing Worldline/SaferPay tokens to portable PCI Proxy tokens.
No downtime
Recurring billing continues without interruption.
Easy exit
Leaving is as simple as joining.
Worldline / Ingenico alternative, answered
01What is the best alternative to Worldline for card tokenization?
PCI Proxy is a dedicated European PCI DSS Level 1 card vault with processor-agnostic tokenisation, 100% EU data residency and transparent IC++ pricing from 0.45%. Tokens route to any acquirer without re-tokenisation.
02How does PCI Proxy differ from Worldline?
Worldline is a full-stack payment processor with bundled pricing. PCI Proxy is a dedicated EU card vault with portable tokens and itemised IC++ pricing for any processor or acquirer.
03Can I use PCI Proxy alongside Worldline?
Yes. PCI Proxy stores cards in the EU vault and only detokenises to Worldline at the point of charge.
04Does PCI Proxy reduce PCI DSS scope?
Yes. Most merchants move from SAQ D to SAQ A.
05Is Worldline SaferPay the same as a dedicated card vault?
No. SaferPay is tied to the Worldline gateway ecosystem. PCI Proxy is a standalone dedicated vault with tokens that work across any processor.
Dedicated EU vault. Portable tokens. Transparent IC++ pricing.
Tell us your current Worldline or Ingenico setup and we will show you how to gain portable tokens, know exactly what you pay and process with any acquirer.