The independent Braintree alternative
Keep your vault independent of any single processor. PCI Proxy stores cards in a European PCI DSS Level 1 vault with portable tokens, 100% EU data residency and transparent interchange++ pricing — acquiring optional, never required.
Why European teams choose PCI Proxy over Braintree
An independent vault that isn't tied to one processor — with European custody, pricing you can read, and full routing freedom.
Processor-independent
Your vault isn't owned by a processor. Route the same tokens to any gateway and switch processors without re-vaulting.
EU data residency
Card data is stored only in European data centres. No transatlantic transfers and simpler GDPR for EU merchants.
Transparent pricing
Interchange++ from 0.45%, published and itemised — instead of bundled processing rates you can't unpick.
Acquiring optional
Use the vault on its own, or add our acquiring engine — you're never forced to process where you vault.
No lock-in
Tokens work with Stripe, Adyen, Nexi or our RoxPay engine — and we migrate you out as easily as in.
Every channel
Hosted fields, mobile SDKs, MOTO/phone, email links and API — collect cards securely across web, phone and back office.
Side by side
| Dimension | Braintree | PCI Proxy (EU) RECOMMENDED |
|---|---|---|
| Vault model | Tied to the processor | Independent |
| Token portability | Within the platform | Any processor |
| Data residency | US-headquartered / global | EU only |
| Pricing | Bundled processing rates | IC++ from 0.45% |
| PCI scope reduction | SAQ A | SAQ D to SAQ A |
| Acquiring | Required | Optional |
| Certifications | PCI DSS Level 1 | PCI L1, ISO 27001/9001, DORA |
Comparison based on publicly available information as of 2026. Check each provider for current details.
Move your vault without re-collecting cards
Switching shouldn't mean asking customers to re-enter their cards or being locked to one processor. We run secure vault-to-vault migrations from any PCI-compliant provider, including Braintree — your tokens come across with no downtime and no disruption to recurring payments.
Plan your migrationNo re-collection
Existing cards move as tokens — customers notice nothing.
No downtime
Recurring and card-on-file payments keep running through the switch.
Exit-friendly
We make leaving as easy as joining. Your data is never held hostage.
Braintree alternative, answered
01 What is the best European alternative to Braintree?
PCI Proxy is an independent European PCI DSS Level 1 vault. Unlike a processor's built-in vault, your tokens are portable across any gateway, card data stays in EU data centres, and pricing is transparent interchange++ from 0.45% — with acquiring available if you want it, but never required.
02 How is PCI Proxy different from Braintree?
Braintree is a payment processor whose vault is tied to its own processing. PCI Proxy is an independent vault: it works with any processor, stores card data only in the EU, and offers transparent pricing and an optional acquiring engine — so you keep routing freedom and avoid processor lock-in.
03 Can I migrate my tokens from Braintree to PCI Proxy?
Yes. We run secure vault-to-vault migrations from any PCI-compliant provider, so you move existing cards without re-collecting them from customers and without downtime.
04 Does PCI Proxy reduce PCI scope like Braintree?
Yes. Because raw card data never touches your servers, most merchants drop from SAQ D to SAQ A — the same scope reduction, with EU data residency, transparent pricing and no processor lock-in.
A vault that stays yours
Tell us about your current setup and we'll map a switch from Braintree — independent vault, portable tokens, transparent pricing.