PCI compliance for e-commerce & retail
Keep your store, checkout and customer database out of PCI scope. A European PCI DSS Level 1 vault that powers saved cards and one-click checkout across every channel — with EU data residency and transparent pricing.
Online retail collects cards everywhere
Checkout, saved cards, apps, call centres and in-store systems all touch card data — and each one can pull your whole business into PCI scope.
Checkout in scope
If card data passes through your store or servers, your whole platform can fall under a full SAQ D assessment.
Saved cards & subscriptions
One-click checkout and repeat purchases need a card you can charge again — without storing the real PAN.
Cart abandonment
Clunky or redirect-heavy checkouts lose sales; you need secure capture that stays on your brand and is fast.
Omnichannel
Web, app, phone and in-store all handle cards, multiplying the systems that must be secured.
Fraud & chargebacks
Retail sees high dispute volumes; you need card references and higher approvals without keeping raw PANs.
EU data residency
European shoppers expect card data to stay in the EU under GDPR, not be shipped to a US vault.
A store that never sees a card number
Hosted fields on your brand
Card inputs send data straight to the vault and return a token — fast, on-brand checkout with no redirect and no PAN on your servers.
Saved cards & one-click
Charge stored tokens for one-click checkout, repeat orders and subscriptions, with no card data in your database.
Higher approvals
Add network tokens to lift authorization rates on returning customers and reduce declines on saved cards.
Transparent acquiring
Add our acquiring engine with interchange++ from 0.45% — or keep routing tokens to your existing PSPs.
E-commerce & retail, answered
01 How does tokenization keep an e-commerce store PCI compliant?
Cards are captured in hosted fields that send the data straight to a PCI DSS Level 1 vault, returning a token. Your store, checkout and customer database only ever hold tokens, so cardholder data never touches your servers and most online retailers qualify for SAQ A.
02 Can we offer saved cards and one-click checkout?
Yes. A token represents a stored card you can charge again for one-click checkout, repeat purchases and subscriptions — without holding the real PAN. Network tokens can be added to lift approval rates on returning customers.
03 Does it work for omnichannel and marketplaces?
Yes. The same vault token can be used across web, app, phone/MOTO and in-store flows, and across multiple sellers on a marketplace, so cardholder data stays out of every channel and system.
04 Is card data kept in the EU?
Yes. PCI Proxy stores card data only in European data centres with GDPR-aligned residency — important for European retailers and their acquiring banks.
Take your store out of PCI scope
Tell us about your platform and checkout, and we'll map a tokenization flow that keeps your store on SAQ A.