The European Cybersource alternative
PCI Proxy gives you an independent, processor-agnostic vault — without enterprise contracts or ecosystem lock-in. Add 100% EU data residency, transparent interchange++ pricing from 0.45%, and vaulting and acquiring from one European provider.
Why European teams choose PCI Proxy over Cybersource
Independent token management, European custody, pricing you can read, and one provider for vault and acquiring.
EU data residency
Card data is stored only in European data centres. No transatlantic transfers and simpler GDPR for EU merchants.
No ecosystem lock-in
An independent vault that isn't tied to one network or processor — keep full routing freedom.
Transparent pricing
Interchange++ from 0.45%, published and itemised — instead of enterprise contracts you have to negotiate.
Vault + acquiring in one
Use the vault on its own, or add our acquiring engine and run vaulting and processing through one European provider.
Lighter integration
A focused tokenization API and ready-made collection channels — not a sprawling enterprise suite to configure.
European support
A provider that understands EU regulation, with direct support rather than enterprise ticket queues.
Side by side
| Dimension | Cybersource | PCI Proxy (EU) RECOMMENDED |
|---|---|---|
| Data residency | US-headquartered / global | EU only |
| Independence | Network-owned | Independent |
| Pricing | Enterprise / quote-based | IC++ from 0.45% |
| Token portability | Within the ecosystem | Any processor |
| PCI scope reduction | SAQ A | SAQ D to SAQ A |
| Integration weight | Enterprise suite | Focused API + channels |
| Certifications | PCI DSS Level 1 | PCI L1, ISO 27001/9001, DORA |
Comparison based on publicly available information as of 2026. Check each provider for current details.
Move your vault without re-collecting cards
Switching vaults shouldn't mean asking customers to re-enter their cards. We run secure vault-to-vault migrations from any PCI-compliant provider, including Cybersource — your tokens come across with no downtime and no disruption to recurring payments.
Plan your migrationNo re-collection
Existing cards move as tokens — customers notice nothing.
No downtime
Recurring and card-on-file payments keep running through the switch.
Exit-friendly
We make leaving as easy as joining. Your data is never held hostage.
Cybersource alternative, answered
01 What is the best European alternative to Cybersource?
PCI Proxy is an independent European PCI DSS Level 1 tokenization vault. Card data stays in EU data centres, tokens are portable across any processor, and pricing is transparent interchange++ from 0.45% — without the enterprise contracts and ecosystem lock-in of a network-owned platform.
02 How is PCI Proxy different from Cybersource?
Cybersource is a large, network-owned payment management platform. PCI Proxy is an independent, processor-agnostic vault with 100% EU data residency, transparent pricing, an optional acquiring engine and direct European support — lighter to integrate and free of lock-in.
03 Can I migrate my tokens from Cybersource to PCI Proxy?
Yes. We run secure vault-to-vault migrations from any PCI-compliant provider, so you move existing cards without re-collecting them from customers and without downtime.
04 Does PCI Proxy reduce PCI scope like Cybersource?
Yes. Because raw card data never touches your servers, most merchants drop from SAQ D to SAQ A — the same scope reduction, with EU data residency and transparent pricing.
An independent European vault, priced in the open
Tell us about your current setup and we'll map a switch from Cybersource — vault, tokens and pricing in one place.